Bank A can issue tokenized Treasury bills, Bank B can repo-borrow them, and a retail trader can hedge-arbitrage the spread. All in one block, under one audit trail, settling in under 400 milliseconds. This is Pelagos.

Today's financial system runs on infrastructure from the 1970s. A simple cross-border payment can take days to settle. It needs multiple intermediaries, pre-funded accounts, and creates reconciliation nightmares. Meanwhile, regulated institutions wanting to use digital assets face a maze of compliance requirements, fragmented liquidity, and settlement risks that make innovation feel impossible.

Pelagos is a breakthrough infrastructure that lets regulated financial institutions mint, trade, clear, and settle across chains exactly like they move cash inside a core banking system. Only much, much faster.

Think of it as the nervous system for tomorrow's financial markets. It's a sub-second, slash-secured state fabric that connects traditional finance with the programmability and efficiency of blockchain technology.

We're using DeFi protocols as our testing ground. These public applications stress-test our latency, MEV-resistance, and liquidity routing in environments where failure is survivable and iteration is rapid.

Once we've proven that edge, we’ll deploy the same underlying technology into permissioned networks where real-world assets flow.

We start with cross-chain AMMs, perpetuals, and vaults that give us real-world data on transaction volumes, fee structures, and performance under load. This proves our technology can handle the chaos of public markets.

Next, we deploy the same infrastructure with wallet-level whitelists. Here, tokenized Treasury bills can clear against on-chain ETH collateral in under 500 milliseconds. Real-world asset liquidity providers can lend to DeFi borrowers and hedge their positions. All in one atomic transaction.

Finally, we reach our destination. Bank A issues a tokenized deposit on its private shard, Bank B repo-borrows it, Fund C pledges tokenized real estate on a third shard. All these actions finalize together in a single 450 millisecond settlement.

This allows institutions to replace Corda and SWIFT with a unified settlement fabric that speaks the language enterprises already know.

Unlike private blockchain networks secured by corporate promises, Pelagos uses PoS-grade slashing. Validator faults burn actual staked tokens, creating harder collateral than any private-chain bond. When billions are at stake, this mathematical certainty matters.

Each institution controls who can transact on its shard, yet still settles atomically with public liquidity or other institutions. Think of it as having your own private highway lane that connects seamlessly to the global highway system.

Every cross-chain transaction bundle is anchor-hashed to Ethereum and Bitcoin. Auditors get one Merkle proof instead of reconciling three different systems. Compliance becomes provable mathematics instead of spreadsheet archaeology.

Perhaps most importantly, a permissioned real-world asset can borrow against or swap directly with DeFi liquidity in the next block. No bridges, no delays, no counterparty risk.

We provide a "bank-node bundle" that runs inside the same hardened Docker containers they use for core systems. It speaks ISO 20022 and SWIFT MT messages out of the box, so they can map existing payment flows directly into blockchain rails without rewriting decades of COBOL.

The result? Instant transfers, real-time FX settlement, and merchant payments that show "Settled" in 400 milliseconds. All while maintaining the regulatory comfort and audit trails they need.

Upload an ISIN/CUSIP sheet, choose a dividend schedule, whitelist jurisdictions, and click "Mint." Our no-code solution creates a containerized application that embeds their term sheet as readable logic while keeping custody keys in their existing hardware security modules.

Corporate actions like interest payments and stock splits happen automatically in the blockchain's end-of-block processing. No more off-chain spreadsheet reconciliations.

Stripe-style card settlements post to a permissioned USD shard, funds are tokenized the same second the clearing file is accepted, and merchants can sweep to their treasury or swap to local currency at the protocol level.

Cross-border payments become single transactions: burn USD on the US shard, mint CHF on the Swiss shard, with validators co-signing both legs in under a second. No pre-funded nostro accounts, no settlement risk, no waiting.

A lead bank needs to roll down $50 million of a syndicated loan to three participant banks while hedging SOFR delta exposure. In the traditional world, this involves multiple phone calls, separate systems, and days of settlement risk.

With Pelagos, the lead bank submits a single transaction. The protocol burns their master loan token, mints tranche tokens for each participant, calculates the SOFR hedge, and executes the interest rate swap. All in one 400-millisecond block. If any piece fails, everything reverts. No stranded positions, no settlement risk.

An asset manager runs a money market fund with shares that can be minted and redeemed on any blockchain. The fund's NAV updates every 30 seconds, retail investors can interact through their favorite wallets, and broker-dealers provide tight spreads through algorithmic market-making.

When the fund needs to rebalance (buying $5M in Treasury bills while closing $5M in reverse repo), both legs execute atomically. No duration risk, no cash drag, no operational complexity.

An exporter mints an invoice NFT representing payment due from an overseas buyer. A factor purchases the NFT, paying the exporter in USDC while simultaneously buying insurance coverage and hedging currency risk. When the buyer eventually pays, the NFT burns and funds flow back to the factor.

What used to require weeks of documentation and multiple intermediaries now happens in one sub-second transaction.

Regulatory clarity is emerging around digital assets and blockchain infrastructure. Institutional demand for programmable money and 24/7 settlement is exploding. Technical maturity has reached the point where blockchain can deliver enterprise-grade performance. Economic pressure to reduce settlement times and operational costs has never been higher.

Pelagos is the foundation for a financial system that combines the speed and programmability of software with the security and regulatory compliance that institutions require.

In this future, settlement happens in milliseconds, not days. Compliance is built into the mathematics of the system, not layered on as an afterthought. Liquidity flows freely across traditional and digital assets, creating efficiency that benefits everyone from major institutions to individual users.

Institutions using Pelagos infrastructure feel as natural and reliable as their existing systems, but with the superpower of programmable money and instant global settlement.

If you're a developer interested in building on Pelagos or a potential validator, we'd love to hear from you.

Check our partnership deck or fill out our BD form

• Visit our Website

• Join our Discord

• Follow us on X

• Email: contact@pelagos.network

Bank A can issue tokenized Treasury bills, Bank B can repo-borrow them, and a retail trader can hedge-arbitrage the spread. All in one block, under one audit trail, settling in under 400 milliseconds. This is Pelagos.

Today's financial system runs on infrastructure from the 1970s. A simple cross-border payment can take days to settle. It needs multiple intermediaries, pre-funded accounts, and creates reconciliation nightmares. Meanwhile, regulated institutions wanting to use digital assets face a maze of compliance requirements, fragmented liquidity, and settlement risks that make innovation feel impossible.

Pelagos is a breakthrough infrastructure that lets regulated financial institutions mint, trade, clear, and settle across chains exactly like they move cash inside a core banking system. Only much, much faster.

Think of it as the nervous system for tomorrow's financial markets. It's a sub-second, slash-secured state fabric that connects traditional finance with the programmability and efficiency of blockchain technology.

We're using DeFi protocols as our testing ground. These public applications stress-test our latency, MEV-resistance, and liquidity routing in environments where failure is survivable and iteration is rapid.

Once we've proven that edge, we’ll deploy the same underlying technology into permissioned networks where real-world assets flow.

We start with cross-chain AMMs, perpetuals, and vaults that give us real-world data on transaction volumes, fee structures, and performance under load. This proves our technology can handle the chaos of public markets.

Next, we deploy the same infrastructure with wallet-level whitelists. Here, tokenized Treasury bills can clear against on-chain ETH collateral in under 500 milliseconds. Real-world asset liquidity providers can lend to DeFi borrowers and hedge their positions. All in one atomic transaction.

Finally, we reach our destination. Bank A issues a tokenized deposit on its private shard, Bank B repo-borrows it, Fund C pledges tokenized real estate on a third shard. All these actions finalize together in a single 450 millisecond settlement.

This allows institutions to replace Corda and SWIFT with a unified settlement fabric that speaks the language enterprises already know.

Unlike private blockchain networks secured by corporate promises, Pelagos uses PoS-grade slashing. Validator faults burn actual staked tokens, creating harder collateral than any private-chain bond. When billions are at stake, this mathematical certainty matters.

Each institution controls who can transact on its shard, yet still settles atomically with public liquidity or other institutions. Think of it as having your own private highway lane that connects seamlessly to the global highway system.

Every cross-chain transaction bundle is anchor-hashed to Ethereum and Bitcoin. Auditors get one Merkle proof instead of reconciling three different systems. Compliance becomes provable mathematics instead of spreadsheet archaeology.

Perhaps most importantly, a permissioned real-world asset can borrow against or swap directly with DeFi liquidity in the next block. No bridges, no delays, no counterparty risk.

We provide a "bank-node bundle" that runs inside the same hardened Docker containers they use for core systems. It speaks ISO 20022 and SWIFT MT messages out of the box, so they can map existing payment flows directly into blockchain rails without rewriting decades of COBOL.

The result? Instant transfers, real-time FX settlement, and merchant payments that show "Settled" in 400 milliseconds. All while maintaining the regulatory comfort and audit trails they need.

Upload an ISIN/CUSIP sheet, choose a dividend schedule, whitelist jurisdictions, and click "Mint." Our no-code solution creates a containerized application that embeds their term sheet as readable logic while keeping custody keys in their existing hardware security modules.

Corporate actions like interest payments and stock splits happen automatically in the blockchain's end-of-block processing. No more off-chain spreadsheet reconciliations.

Stripe-style card settlements post to a permissioned USD shard, funds are tokenized the same second the clearing file is accepted, and merchants can sweep to their treasury or swap to local currency at the protocol level.

Cross-border payments become single transactions: burn USD on the US shard, mint CHF on the Swiss shard, with validators co-signing both legs in under a second. No pre-funded nostro accounts, no settlement risk, no waiting.

A lead bank needs to roll down $50 million of a syndicated loan to three participant banks while hedging SOFR delta exposure. In the traditional world, this involves multiple phone calls, separate systems, and days of settlement risk.

With Pelagos, the lead bank submits a single transaction. The protocol burns their master loan token, mints tranche tokens for each participant, calculates the SOFR hedge, and executes the interest rate swap. All in one 400-millisecond block. If any piece fails, everything reverts. No stranded positions, no settlement risk.

An asset manager runs a money market fund with shares that can be minted and redeemed on any blockchain. The fund's NAV updates every 30 seconds, retail investors can interact through their favorite wallets, and broker-dealers provide tight spreads through algorithmic market-making.

When the fund needs to rebalance (buying $5M in Treasury bills while closing $5M in reverse repo), both legs execute atomically. No duration risk, no cash drag, no operational complexity.

An exporter mints an invoice NFT representing payment due from an overseas buyer. A factor purchases the NFT, paying the exporter in USDC while simultaneously buying insurance coverage and hedging currency risk. When the buyer eventually pays, the NFT burns and funds flow back to the factor.

What used to require weeks of documentation and multiple intermediaries now happens in one sub-second transaction.

Regulatory clarity is emerging around digital assets and blockchain infrastructure. Institutional demand for programmable money and 24/7 settlement is exploding. Technical maturity has reached the point where blockchain can deliver enterprise-grade performance. Economic pressure to reduce settlement times and operational costs has never been higher.

Pelagos is the foundation for a financial system that combines the speed and programmability of software with the security and regulatory compliance that institutions require.

In this future, settlement happens in milliseconds, not days. Compliance is built into the mathematics of the system, not layered on as an afterthought. Liquidity flows freely across traditional and digital assets, creating efficiency that benefits everyone from major institutions to individual users.

Institutions using Pelagos infrastructure feel as natural and reliable as their existing systems, but with the superpower of programmable money and instant global settlement.

If you're a developer interested in building on Pelagos or a potential validator, we'd love to hear from you.

Check our partnership deck or fill out our BD form

• Visit our Website

• Join our Discord

• Follow us on X

• Email: contact@pelagos.network