Many borrowers accept the first rate offered to them when choosing a home loan, which might cost them significant savings over their loan period. With the right preparation and negotiation tactics, you can secure a better deal not just before applying for a home loan but also when the loan is active. For example, transferring your home loan to LIC Housing Finance Limited (LIC HFL) can be a smart financial move. However, getting the most competitive LIC home loan balance transfer interest rate...
