“This is not financial advice.”
If you're in crypto, you’ve seen the phrase a thousand times. Maybe you’ve even typed it out yourself under a tweet about some meme coin with a frog in a hoodie. It’s the crypto world’s unofficial shield—say whatever you want, as long as you follow it up with, “Not financial advice.” But let’s be honest. At this point, it’s more than a legal disclaimer. It’s a mantra. A punchline. A meme. A way to say, “You’re on your own, friend.”
And maybe… that’s exactly the point. Because in this world—you really are on your own. And that’s not a bad thing.
Taking Responsibility
Let’s face it: crypto didn’t come with a user manual. There’s no helpline. No refund button. No “Oops, I didn’t mean to send that to a dead wallet” customer service team. It’s freedom in its rawest form. And freedom comes with risk.
In TradFi (that’s traditional finance, for the boomers in the back), the game is padded with insurance policies, bailouts, and hand-holding. If you mess up, someone’s there to catch you… or at least shift the blame.
But in crypto? You’re your own bank. Your own vault. Your own escape plan. And that’s powerful.
But also, it can be terrifying. That’s why so many still hesitate. That’s why they keep one foot in the old system—where it’s “safe,” predictable, and familiar. But here’s the thing: that old world isn’t exactly the most secure and safest place. It’s just padded with lies.
The Meme Is the Message
Do you think meme coins are just jokes? Think again. They’re Trojan horses for truth. Wrapped in humor. Dressed in chaos. But underneath, there are loud signals from a new generation saying: “We’re done playing by your rules.” In fact, many have already memed their way to millions but then lost it. But the good thing is, they didn’t give up; they strived to build again, but with better strategies. Why? Because we’re not in this for the quick flip—we’re in this for the cultural flip.
The one where people start asking the right questions:
Why is my money losing value every year?
Why do I need permission to move it?
Why does the system punish broke people more than it does billionaires?
If you’ve started asking those questions and more, it's time to rethink how you take charge of your financial future.
Not Financial Advice – Just the Truth
You want real advice? Here it is:
Learn. Question. Think. Don’t blindly trust anyone—especially not me.
Don’t let hype guide your decisions.
Don’t let fear stop your curiosity.
And for the love of all that is decentralized—don’t wait for someone to come save you.
Crypto isn’t about getting rich quick. It’s about waking up. Know where your money goes, how it works, and why it’s been designed to benefit everyone but you. And once you know that? You can’t unsee it.
The Banks Are Not Your Friends (But We Might Be)
Look, I’m not here to tell you what to buy, when to sell, or where to stake.
I’m just Rob Banks: the guy who saw the system for what it was—and walked away. The guy who believes that you don’t need a financial advisor in a suit. You just need the truth…and maybe a little courage. So yeah, this isn’t financial advice; it’s your wake-up call. And hopefully, the first of many.
Because in the world we’re building? Knowledge is the alpha. And self-sovereignty is the real moonshot. So DYOR, trust your gut, and stay curious. The future isn’t handed out—it’s minted. It’s time to wake up—and take what’s yours.
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Rob Banks
