India is considered the pinnacle of the fintech revolution, yet about 20% of the Indian population doesn’t even have a bank account. The lack of access to financial services is one of the biggest and most neglected obstacles in developing India. This article will explore how credit is a powerful tool that can double the income of the poorest in the country, and how building a new banking system that can issue microloans to people without a conventional credit history is essential to uplift th...