There's a moment every January when the timeline for creators like us splits in two. Half of us are manifesting "six figures, dream clients, soft life." The other half is quietly opening their banking apps and subscription lists like a horror game. This piece is for the second group: the ones who want the magic but are troubled by the math and by how to bring order to the chaos of their own making. The ones who are tired of treating their creative career like a vibes‑only experiment and are r...