It’s fair to hate banks. They hold all people’s money, the biggest possible leverage, charge money for that, operate slowly, have prehistoric design + layer of bureaucracy. What’s to love? It’s annoying. The bank technology is old. First banks appeared in the 15th century, and the journey was exciting, from merchant-focused branch to digital app. I could dive deep, but it’s not the purpose of this piece. When technology such as banks exists fo...

It’s fair to hate banks. They hold all people’s money, the biggest possible leverage, charge money for that, operate slowly, have prehistoric design + layer of bureaucracy. What’s to love? It’s annoying. The bank technology is old. First banks appeared in the 15th century, and the journey was exciting, from merchant-focused branch to digital app. I could dive deep, but it’s not the purpose of this piece. When technology such as banks exists fo...