It’s fair to hate banks. They hold all people’s money, the biggest possible leverage, charge money for that, operate slowly, have prehistoric design + layer of bureaucracy. What’s to love? It’s annoying. The bank technology is old. First banks appeared in the 15th century, and the journey was exciting, from merchant-focused branch to digital app. I could dive deep, but it’s not the purpose of this piece. When technology such as banks exists fo...