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Emergency funds are meant to be a safety net for life’s unexpected moments. Whether it’s a surprise medical bill or a car repair, these savings ensure you can handle sudden costs without falling into financial trouble. But when a smaller expense comes up—say, around $500—it might be better to take a small loan instead of dipping into your emergency fund. Here’s why.Preserve Your Emergency Fund for Bigger EmergenciesAn emergency fund is a cornerstone of financial stability. It’s part of a prov...

What’s the biggest mistake you can make when planning a marketing strategy? Overspending. The whole goal of marketing is to promote your business and drive attention to its products/services. Ideally, this will result in sales - but even raising brand awareness is a good enough benefit. This results in a balancing act between spending enough money to yield results without going too far and netting a loss. Spending too much money on your marketing strategy will make it impossible to keep your ...