
yoTokens now power new DeFi activities
We're excited to introduce the first wave of DeFi activities in which you can put your yoTokens to work. Whether you’re holding yoETH, yoUSD, or yoBTC, you can now use your assets to earn more yield, access new markets, and boost your points. Let’s break it down.Reminder: What are yoTokens?yoTokens (like yoETH, yoUSD, and yoBTC) are ERC-4626 tokens you receive when you deposit into YO. They represent your share of the vault and grow in value as YO generates yield across chains and strate...

YOligarchy 2: The Next Edition of Our Ambassador Program
The next phase of our ambassador program, YOligarchy, is here! This edition improves on our pilot ambassador program for creators who want to grow with YO. We're looking for creators who want to dig deeper than surface-level promotion. People who see the potential in what we're building and want to help others understand it, too. This is your chance to get in early with a team that's solving real problems in DeFi and play a role in building the yield engine of the crypto econom...

Enter the YOverse: Mapping YO’s Expanding Integrations
At YO, growth isn’t just about vault performance. It’s about how yoTokens are spreading across DeFi to become true building blocks of the onchain economy. The YOverse captures this expansion, a map of all the places where yoETH, yoUSD, and yoBTC are already plugged in and powering new use cases.Three Layers of IntegrationYO’s integrations span across three layers of DeFi:DeFi protocols: where yoTokens are used directly in lending, liquidity, and yield trading.Backend routing: where YO connect...
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yoTokens now power new DeFi activities
We're excited to introduce the first wave of DeFi activities in which you can put your yoTokens to work. Whether you’re holding yoETH, yoUSD, or yoBTC, you can now use your assets to earn more yield, access new markets, and boost your points. Let’s break it down.Reminder: What are yoTokens?yoTokens (like yoETH, yoUSD, and yoBTC) are ERC-4626 tokens you receive when you deposit into YO. They represent your share of the vault and grow in value as YO generates yield across chains and strate...

YOligarchy 2: The Next Edition of Our Ambassador Program
The next phase of our ambassador program, YOligarchy, is here! This edition improves on our pilot ambassador program for creators who want to grow with YO. We're looking for creators who want to dig deeper than surface-level promotion. People who see the potential in what we're building and want to help others understand it, too. This is your chance to get in early with a team that's solving real problems in DeFi and play a role in building the yield engine of the crypto econom...

Enter the YOverse: Mapping YO’s Expanding Integrations
At YO, growth isn’t just about vault performance. It’s about how yoTokens are spreading across DeFi to become true building blocks of the onchain economy. The YOverse captures this expansion, a map of all the places where yoETH, yoUSD, and yoBTC are already plugged in and powering new use cases.Three Layers of IntegrationYO’s integrations span across three layers of DeFi:DeFi protocols: where yoTokens are used directly in lending, liquidity, and yield trading.Backend routing: where YO connect...
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We’re excited to announce that YO is now live on the SafePal Wallet!
SafePal users can now access YO directly from the SafePal App to start earning real, risk-adjusted yield on their crypto. Whether you’re investing in ETH, BTC, or USD strategies, YO makes it easy to earn smarter DeFi yield—all from your mobile wallet.
🎉 As a launch bonus, all SafePal users will receive a boost to their YO Points when depositing through the SafePal App. Check SafePal for the latest multiplier.
Here’s how to get started:
If you haven’t already, download the SafePal App on your mobile device and complete the wallet setup.
In the navigation bar at the bottom of the SafePal App, tap on “Explore”.
On the Explore page, scroll down and click on the “On-chain Yield” section.
Use the search bar or look for YO and tap to launch the dApp.


Once inside the YO dApp, your SafePal wallet should already be automatically connected.
If not connected, tap on “Connect Wallet”.
Find the SafePal wallet and tap to connect.

Inside the YO dApp, you’ll find a list of vaults by asset type (ETH, BTC, USD).
Choose a vault based on the asset you want to earn yield on. For example, you can select yoETH to earn on ETH, yoBTC to earn on BTC, or yoUSD for USD yield.
Tap on the vault by clicking “Start Earning”.
Select “Deposit” and enter the amount you’d like to invest.
Approve the transaction in your SafePal wallet to complete the deposit.
Once deposited, you’ll start earning yield automatically, no active management required.

Once deposited, you can:
View your position and points balance anytime directly within the dApp.
Track your P&L, vault breakdown, and other key metrics.

YO is a cross-chain yield optimizer that helps users earn smarter DeFi returns across BTC, ETH, and USD. By integrating with leading protocols like Morpho, Reserve, Pendle and Aerodrome, YO offers best-in-class yield strategies with a focus on risk-adjusted returns. YO is designed for long-term investors who want to earn more with less complexity, fewer fees, and better safety.
Important Links
Website: yo.xyz
Telegram: t.me/yo_protocol
Discord: discord.gg/yoprotocol
X: x.com/yield
Blog: blog.yo.xyz
Founded in 2018, SafePal is a next generation non-custodial crypto wallet suite backed by Animoca Brands, Binance and Superscrypt. The suite empowers access to decentralized and centralized finance on 200+ blockchains across its hardware, software, and browser extension wallet solutions.
Encompassing a diverse mix of crypto asset management solutions like cross-chain swapping, trading and yielding tools, centralized exchange (CEX) mini programs, a banking gateway and Mastercard for users — SafePal serves over 20 million users globally across 200+ regions and countries in 16 languages.
SFP is a decentralized BEP-20 and ERC-20 token fuelling the SafePal ecosystem with various utilities such as discounts on SafePal products, staking boost and airdrop rewards, seamless conversion to gas tokens, and more.
Stay informed about SafePal here
YO is proud to join the SafePal ecosystem to bring smarter DeFi yield to even more users.
Ready to earn more from your crypto? Access YO on SafePal today.
We’re excited to announce that YO is now live on the SafePal Wallet!
SafePal users can now access YO directly from the SafePal App to start earning real, risk-adjusted yield on their crypto. Whether you’re investing in ETH, BTC, or USD strategies, YO makes it easy to earn smarter DeFi yield—all from your mobile wallet.
🎉 As a launch bonus, all SafePal users will receive a boost to their YO Points when depositing through the SafePal App. Check SafePal for the latest multiplier.
Here’s how to get started:
If you haven’t already, download the SafePal App on your mobile device and complete the wallet setup.
In the navigation bar at the bottom of the SafePal App, tap on “Explore”.
On the Explore page, scroll down and click on the “On-chain Yield” section.
Use the search bar or look for YO and tap to launch the dApp.


Once inside the YO dApp, your SafePal wallet should already be automatically connected.
If not connected, tap on “Connect Wallet”.
Find the SafePal wallet and tap to connect.

Inside the YO dApp, you’ll find a list of vaults by asset type (ETH, BTC, USD).
Choose a vault based on the asset you want to earn yield on. For example, you can select yoETH to earn on ETH, yoBTC to earn on BTC, or yoUSD for USD yield.
Tap on the vault by clicking “Start Earning”.
Select “Deposit” and enter the amount you’d like to invest.
Approve the transaction in your SafePal wallet to complete the deposit.
Once deposited, you’ll start earning yield automatically, no active management required.

Once deposited, you can:
View your position and points balance anytime directly within the dApp.
Track your P&L, vault breakdown, and other key metrics.

YO is a cross-chain yield optimizer that helps users earn smarter DeFi returns across BTC, ETH, and USD. By integrating with leading protocols like Morpho, Reserve, Pendle and Aerodrome, YO offers best-in-class yield strategies with a focus on risk-adjusted returns. YO is designed for long-term investors who want to earn more with less complexity, fewer fees, and better safety.
Important Links
Website: yo.xyz
Telegram: t.me/yo_protocol
Discord: discord.gg/yoprotocol
X: x.com/yield
Blog: blog.yo.xyz
Founded in 2018, SafePal is a next generation non-custodial crypto wallet suite backed by Animoca Brands, Binance and Superscrypt. The suite empowers access to decentralized and centralized finance on 200+ blockchains across its hardware, software, and browser extension wallet solutions.
Encompassing a diverse mix of crypto asset management solutions like cross-chain swapping, trading and yielding tools, centralized exchange (CEX) mini programs, a banking gateway and Mastercard for users — SafePal serves over 20 million users globally across 200+ regions and countries in 16 languages.
SFP is a decentralized BEP-20 and ERC-20 token fuelling the SafePal ecosystem with various utilities such as discounts on SafePal products, staking boost and airdrop rewards, seamless conversion to gas tokens, and more.
Stay informed about SafePal here
YO is proud to join the SafePal ecosystem to bring smarter DeFi yield to even more users.
Ready to earn more from your crypto? Access YO on SafePal today.
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