Aligning Around MORPHO — The Only Asset For Morpho
TL;DRMorpho will have only one asset—the MORPHO token. This single-asset approach ensures complete alignment between the network of contributing entities and the Morpho DAO (MORPHO token holders). To clarify this alignment, Morpho Labs is becoming a wholly-owned subsidiary of the Morpho Association to eliminate any perceived conflicts with equity value and ensure that token holders and these contributing entities share the same incentive. As the Morpho DAO explores introducing protocol fees t...
Aligning Around MORPHO — The Only Asset For Morpho
TL;DRMorpho will have only one asset—the MORPHO token. This single-asset approach ensures complete alignment between the network of contributing entities and the Morpho DAO (MORPHO token holders). To clarify this alignment, Morpho Labs is becoming a wholly-owned subsidiary of the Morpho Association to eliminate any perceived conflicts with equity value and ensure that token holders and these contributing entities share the same incentive. As the Morpho DAO explores introducing protocol fees t...
The Morpho Effect: May 2025
tl;dr 🔹 Morpho's vision refined: build an onchain system to price & settle any loan 🔹 Morpho reached $1.4B in total deposits on base 🔹 Safe{Wallet} Earn, powered by Morpho 🔹 Polygon PoS now available on the Morpho AppHighlight of the MonthThe Price of Trust & Morpho's VisionMorpho's co-founder and CEO Paul Frambot lays out the vision for Morpho's future: Build an onchain system to price and settle any loan. This requires three key elements: 🔹 creating open & competiti...
The Morpho Effect: May 2025
tl;dr 🔹 Morpho's vision refined: build an onchain system to price & settle any loan 🔹 Morpho reached $1.4B in total deposits on base 🔹 Safe{Wallet} Earn, powered by Morpho 🔹 Polygon PoS now available on the Morpho AppHighlight of the MonthThe Price of Trust & Morpho's VisionMorpho's co-founder and CEO Paul Frambot lays out the vision for Morpho's future: Build an onchain system to price and settle any loan. This requires three key elements: 🔹 creating open & competiti...
The Price of Trust
At its core, a loan is a promise of repayment. The critical question is how to evaluate the trust assumptions underlying that promise—whether it is collateral, reputation, or legal contracts. In this article, I explore the fundamental nature of debt, examine how to price the trust assumptions underpinning it, and chart the future of lending infrastructure.What Is Debt?Before Money Existed, There Was DebtFive thousand years ago, humans in small communities managed obligations to one another th...
The Price of Trust
At its core, a loan is a promise of repayment. The critical question is how to evaluate the trust assumptions underlying that promise—whether it is collateral, reputation, or legal contracts. In this article, I explore the fundamental nature of debt, examine how to price the trust assumptions underpinning it, and chart the future of lending infrastructure.What Is Debt?Before Money Existed, There Was DebtFive thousand years ago, humans in small communities managed obligations to one another th...
Pioneering the DeFi Mullet: Coinbase in the Front, DeFi in the Back
When fintech companies emerged, they succeeded in reimagining user experiences and distribution channels but remained constrained by traditional financial infrastructure. This created a fundamental limitation: innovative customer-facing solutions built on legacy backend systems. Blockchain technology and decentralized finance (DeFi) now offer an alternative. Today’s financial innovators can leverage DeFi infrastructure to build products that are more scalable, efficient, and transparent than ...
Pioneering the DeFi Mullet: Coinbase in the Front, DeFi in the Back
When fintech companies emerged, they succeeded in reimagining user experiences and distribution channels but remained constrained by traditional financial infrastructure. This created a fundamental limitation: innovative customer-facing solutions built on legacy backend systems. Blockchain technology and decentralized finance (DeFi) now offer an alternative. Today’s financial innovators can leverage DeFi infrastructure to build products that are more scalable, efficient, and transparent than ...
The Morpho Effect: April 2025
April is when 🐛 turns into 🦋. It was also a big month for Morpho. A longer than usual round up 👇(slightly longer) TLDR:🔹 Coinbase crypto-backed loans reach $130M+ in active loans with $270M+ in collateral 🔹 Trust Wallet and Ledger integrate Morpho for stablecoin earn features 🔹 Apollo's ACRED levered RWA strategy now runs on Morpho 🔹 World DeFi powered by Morpho and new Morpho Mini App in the World App 🔹 Product releases: Morpho Prime, Morpho Lite, and Open-Source Liquidation Bot...
The Morpho Effect: April 2025
April is when 🐛 turns into 🦋. It was also a big month for Morpho. A longer than usual round up 👇(slightly longer) TLDR:🔹 Coinbase crypto-backed loans reach $130M+ in active loans with $270M+ in collateral 🔹 Trust Wallet and Ledger integrate Morpho for stablecoin earn features 🔹 Apollo's ACRED levered RWA strategy now runs on Morpho 🔹 World DeFi powered by Morpho and new Morpho Mini App in the World App 🔹 Product releases: Morpho Prime, Morpho Lite, and Open-Source Liquidation Bot...
