APY is loud. Compounding is quiet. The future belongs to the quiet. What’s broken or missing todayUX that assumes every user is a trader.- APY chasing instead of compounding.- Systems optimized for speculation, not longevity.- Hidden risk inside permissions, integrations, and governance.What onchain finance could becomeThe next era looks like finance that runs automatically under enforceable rules—and also finance where users allocate capital instead of managing strategies. That means rules t...