Neobanks were built to simplify how we manage money. Now, a new wave is rebuilding that idea from the ground up, on-chain. They combine stablecoins, DeFi yields, and cards into one seamless experience. They don’t just compete with banks, they replace them.What exactly is a neobank?Traditionally, neobank meant a slick fintech app: a 100 % digital account, lower fees, a beautiful UI. In 2025, the term evolves. A Web3 neobank isn’t a licensed bank, it’s a wallet that behaves like one. Instead of...

Neobanks were built to simplify how we manage money. Now, a new wave is rebuilding that idea from the ground up, on-chain. They combine stablecoins, DeFi yields, and cards into one seamless experience. They don’t just compete with banks, they replace them.What exactly is a neobank?Traditionally, neobank meant a slick fintech app: a 100 % digital account, lower fees, a beautiful UI. In 2025, the term evolves. A Web3 neobank isn’t a licensed bank, it’s a wallet that behaves like one. Instead of...