Starting with the emergence of friend.tech in the fall of last year, I believe we’ve left the “infrastructure phase” of crypto for another “application phase.” This time, I believe we’ve entered the “99 cent app” phase of crypto. By “99 cent apps” I’m referring back to the late 2000s / early 2010s shortly after the launch of Apple’s App Store and Google’s Play Store. During that period, many of us have memories of checking the App / Play Store to see what was new and purchasing apps and widge...