Disclaimer: I have no association with any of the organizations that own or operate the website NoMoreBailouts.org except that I am the Stand With Crypto Chapter President for South Carolina, which I am honored to champion. As such, these views are my own and have not been approved (or disapproved) by anyone.

Every single year I watch The Big Short at least once, and not because in one scene Margot Robbie is in a bubble bath explaining securities, though that helps. It’s because it is single handedly one of the most important movies about the American financial system. It teaches us three critical, vital, utterly and absolutely unalienable truths to the game of life on this planet we call home: (1) Greed will make men do stupid things, (2) Everyone deserves a shot at a home, and last but not least, (3) the banks cannot be trusted.

The reason the banks cannot be trusted and should not be trusted is because they directly violate the second principle (everyone deserves a shot at a home) and prove the first principle beyond any reasonable form of reason (greed will make men do stupid things).

Don’t believe me? Bet. How much above prime does your bank charge for your mortgage? (I bet a credit union will beat it.) How much have banks racked in from overdraft fees from quite literally poor people? (The banks in the data cumulatively received $4,883,630,000 (approximately $5 billion) from overdraft fees in 2024. https://consumerfed.org/curious-how-much-banks-make-from-overdraft-fees-we-have-the-data/) How many bankers went to jail from the Great Recession and the massive amount of fraud? (Answer: One. If you watched The Big Short, you'd know that. If you knew that without watching The Big Short, you've impressed me. See https://en.wikipedia.org/wiki/Kareem_Serageldin)

Now I’m a capitalist, a full blown this is the best system we have but we need to hold the government more accountable on where those taxes go capitalist, and I can tell you right now that banking greed is what keeps breaking our system. Yep. Banks. Is there fraud in the political system? Absolutely. (See George Santos, https://www.justice.gov/usao-edny/pr/ex-congressman-george-santos-sentenced-87-months-prison-wire-fraud-and-aggravated) Is there fraud in the legal system? Absolutely. (See No Good Deeds, https://paragraph.com/@dunsmoor.eth/nogooddeed and The Crypto Con Lawyer*: A Comprehensive List of Fraudulent Activities by Cal Evans of Gresham International (So Far), https://www.dunsmoorlaw.com/2024/08/draft-the-crypto-con-lawyer-the-complete-list-of-lies-fraud-and-deception-of-cal-evans-of-gresham-international-so-far/30/.) Is there fraud in the securities and commodities markets? Absolutely. On September 29, 2025, Charlie Javice, the entrepreneur convicted of defrauding JPMorgan and other investors by claiming, among other things, her platform had far more users than it actually did, was sentenced to more than 7 years in prison. https://www.reuters.com/world/entrepreneur-charlie-javice-sentenced-over-seven-years-defrauding-jpmorgan-2025-09-29/. Sound familiar? 

It should. Understanding Basic Due Diligence: Protecting Yourself from ICO Scams like Cal Evans’ Viking Fehu, https://www.dunsmoorlaw.com/2024/10/understanding-basic-due-diligence-protecting-yourself-from-ico-scams-like-cal-evans-viking-fehu/15/.

But all those pale in comparison to the fraud in banking. The ability of banks and financial institutions to screw anyone, anywhere, is quite literally biblical. (Remember the only time Jesus lost his shit (and recorded in all four gospels in the New Testament) was when the bankers were operating in temple. See Mark 11:15–17, Luke 19:45–46, John 2:13–16 and Matthew 21:12–13: “Jesus entered the temple courts and drove out all who were buying and selling there. He overturned the tables of the money changers and the benches of those selling doves. “It is written,” he said to them, “My house will be called a house of prayer, but you are making it a den of robbers.””. And as a Universal Life Church minister for over a decade, I agree with Jesus.)

So when I tell you all this to tell you that the banks are coming after your stablecoin interest, it's because they can. Because of greed. Because they want more. Because they make your mortgage payments higher because they can. Because they make your account overdraft because "stop being poor." Because your credit card interest is 15 to 25 percent for the average American because they want more money. Because if you think you can earn interest on money you're not using, the banks are saying "hell no, you're not."

Watch The Big Short.

Never trust the banks.

Stand With Crypto.

No more bailouts. (NoMoreBailouts.org)