As decentralized finance (DeFi) matures, developers are increasingly turning to modular architectures to build scalable, secure, and composable financial applications. Yet despite the advances in execution and data availability layers, one major obstacle persists: cross-chain fragmentation. Assets, users, and liquidity are scattered across Layer 1s, Layer 2s, and appchains, making seamless composability nearly impossible. Owlto Finance steps into this gap with a transformative vision—borderle...