One of the greatest things in life is the ability to make a decision and, more importantly, to make the right decision. All sorts of barriers and sticks may lie in your path: people not answering questions, distractions meant to deflect you from making the right choice.

Perhaps an important question to ask yourself, and indeed any other party involved, is: Where do they see the effect of this decision in 5 to 10 years’ time? At that point, the consequences of the decision will be well known.

Some people will say that the only concern is to get the best deal for yourself. However, therein lies a fault. If you know that there will be fewer retail shops in the future, then negotiating a high-level rent is only going to end in tears for all parties. Sometimes you have to be the grown-up. Because at some point, you may want to exit from the deal, and having to spend time and resources renegotiating the wrong deal is simply inefficient.

I expect that the market in 10 years will be broadly positive. However, it will also be very different. The effects of AI and digital currency will be comparable to the information revolution of the 1960s and the industrial revolution of the 1880s, depending on where you lived.

I like the motto: only do business with people you like. At least if you get taken advantage of, you won’t mind so much. One thing is certain: doing business with people you are unsure of is a road to suffering. We live in an age where there are more choices than ever. If you don’t like the deal, you can go and find another one. The world is not going to be short on deals — there is a never‑ending, infinite supply of them.

“what is a deal”, it’s not just a transaction — it’s a commitment with consequences. The real wisdom lies in looking beyond the immediate terms to how that deal shapes the future.

So, as we begin the new year, let’s take a look at what to expect. I’m ready to put my money where my mouth is.

1. I expect commodities to be a good investment this next year. For the simple reason that they can maintain pricing power. Debasement of currencies is a real thing that is happening everywhere.

2. Tech will keep doing its thing — because that is what it does. However, you want to stick with the big players for safety, unless you have an interest that could be called an edge. I expect some of the biosciences to be pretty interesting if you have the interest.

3. Investments made in EVs and solar are about to start paying off in a big way. Battery prices are already falling, and energy demand is set to climb. Beyond the financial gains, you’ll also be helping the world move toward a cleaner, more sustainable future.

4. To be continued...in part 2

One of the greatest things in life is the ability to make a decision and, more importantly, to make the right decision. All sorts of barriers and sticks may lie in your path: people not answering questions, distractions meant to deflect you from making the right choice.

Perhaps an important question to ask yourself, and indeed any other party involved, is: Where do they see the effect of this decision in 5 to 10 years’ time? At that point, the consequences of the decision will be well known.

Some people will say that the only concern is to get the best deal for yourself. However, therein lies a fault. If you know that there will be fewer retail shops in the future, then negotiating a high-level rent is only going to end in tears for all parties. Sometimes you have to be the grown-up. Because at some point, you may want to exit from the deal, and having to spend time and resources renegotiating the wrong deal is simply inefficient.

I expect that the market in 10 years will be broadly positive. However, it will also be very different. The effects of AI and digital currency will be comparable to the information revolution of the 1960s and the industrial revolution of the 1880s, depending on where you lived.

I like the motto: only do business with people you like. At least if you get taken advantage of, you won’t mind so much. One thing is certain: doing business with people you are unsure of is a road to suffering. We live in an age where there are more choices than ever. If you don’t like the deal, you can go and find another one. The world is not going to be short on deals — there is a never‑ending, infinite supply of them.

“what is a deal”, it’s not just a transaction — it’s a commitment with consequences. The real wisdom lies in looking beyond the immediate terms to how that deal shapes the future.

So, as we begin the new year, let’s take a look at what to expect. I’m ready to put my money where my mouth is.

1. I expect commodities to be a good investment this next year. For the simple reason that they can maintain pricing power. Debasement of currencies is a real thing that is happening everywhere.

2. Tech will keep doing its thing — because that is what it does. However, you want to stick with the big players for safety, unless you have an interest that could be called an edge. I expect some of the biosciences to be pretty interesting if you have the interest.

3. Investments made in EVs and solar are about to start paying off in a big way. Battery prices are already falling, and energy demand is set to climb. Beyond the financial gains, you’ll also be helping the world move toward a cleaner, more sustainable future.

4. To be continued...in part 2