Let Them Eat Cake🍃 Treasury Bill
TL,DR: Like lettuce, lacking substance Treasury Bills / Lettucelacking substanceshort lifespansafe and mildly nutritiousEatamology “T-Bills” or “Bills” for short refer to the hard copy form of these bonds, which looks very much like a dollar bill, and which was created by President Hoover at the start of the Great Depression to raise money for the government when tax income dropped dramatically. The Department of the Treasury, a division of the Executive Branch (which is controlled by POTUS),...
Let Them Eat Cake🚶Who are you?
TL,DR: Choose suitable investments based on your goals and risk tolerance. “Pete Townshend was conflicted because he feared The Who had sold out, and seeing The Sex Pistols, who were icons of rebellion, exacerbated him even more. Pete left that bar and passed out in a random doorway in Soho (a part of London). A policeman recognized him ("A policeman knew my name") and being kind, woke him and told him, "You can go sleep at home tonight (instead of a jail cell), if you can get up and walk awa...
Let Them Eat Cake☀️ ESG
TL,DR: ESG designations are labels meant to indicate ethical products ESG | Organic, Non-GMO, Ethically SourcedLike organic, non-gmo, and ethically sourced marketing labels, ESG labels are applied when a company allegedly meets regulatory standardsCan be related to the product itself, or associated impacts from the productEatamology “ESG” stands for environmental, social, and governance. It’s a broad and sometimes subjective label that attracts investors concerned about outcomes and ethics in...
Helping future investors understand finance and crypto using digestible analogies. I hope you brought your appetite. Not a financial advisor
Let Them Eat Cake🍃 Treasury Bill
TL,DR: Like lettuce, lacking substance Treasury Bills / Lettucelacking substanceshort lifespansafe and mildly nutritiousEatamology “T-Bills” or “Bills” for short refer to the hard copy form of these bonds, which looks very much like a dollar bill, and which was created by President Hoover at the start of the Great Depression to raise money for the government when tax income dropped dramatically. The Department of the Treasury, a division of the Executive Branch (which is controlled by POTUS),...
Let Them Eat Cake🚶Who are you?
TL,DR: Choose suitable investments based on your goals and risk tolerance. “Pete Townshend was conflicted because he feared The Who had sold out, and seeing The Sex Pistols, who were icons of rebellion, exacerbated him even more. Pete left that bar and passed out in a random doorway in Soho (a part of London). A policeman recognized him ("A policeman knew my name") and being kind, woke him and told him, "You can go sleep at home tonight (instead of a jail cell), if you can get up and walk awa...
Let Them Eat Cake☀️ ESG
TL,DR: ESG designations are labels meant to indicate ethical products ESG | Organic, Non-GMO, Ethically SourcedLike organic, non-gmo, and ethically sourced marketing labels, ESG labels are applied when a company allegedly meets regulatory standardsCan be related to the product itself, or associated impacts from the productEatamology “ESG” stands for environmental, social, and governance. It’s a broad and sometimes subjective label that attracts investors concerned about outcomes and ethics in...
Helping future investors understand finance and crypto using digestible analogies. I hope you brought your appetite. Not a financial advisor
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TL,DR: Like supporting a local farm, municipal revenue bonds support a local project
Municipal Revenue Bond / Farmstand Squash
directly supporting a local organization
quality of product depends on the success of the project
Eatamology “Municipals” or “Munis” are bonds issued by municipalities including state and local governments. When designated as a “revenue bond”, munis generate revenue from a specific project, such as tolls from a new bridge or ticket sales from a sports stadium. Like a farmstand, revenue bonds encourage investment from local people back into their community.
Financials Revenue bonds are typically riskier investments than generic municipal products because the entire loan is backed by an individual project rather than the city itself. When investing in a muni, capital gains are tax exempt for local investor.
Power of Tax Exempt Imagine you pay $1,000 for a bond that pays 5% interest over 10 years. You will receive $25 every 6 months which totals $500 over 10 years. You will also receive $1,000 at maturity as the principal payment. Capital gains = money received - money invested, which is $500 ($1,500 - $1,000). If the bond is taxable you may owe the government up to 20% of your gains in taxes, which is $100, reducing your gain to just $400. The local investor however can avoid this additional fee, receiving the full $500 in exchange for the local investment.
Nutrition Facts Price: Par Issue Frequency: bi-annually Maturity: Medium Interest/Coupon Amount: Low - Medium Coupon Type: Zero Yield: Low - Medium Tax Status: Tax Exempt
TL,DR: Like supporting a local farm, municipal revenue bonds support a local project
Municipal Revenue Bond / Farmstand Squash
directly supporting a local organization
quality of product depends on the success of the project
Eatamology “Municipals” or “Munis” are bonds issued by municipalities including state and local governments. When designated as a “revenue bond”, munis generate revenue from a specific project, such as tolls from a new bridge or ticket sales from a sports stadium. Like a farmstand, revenue bonds encourage investment from local people back into their community.
Financials Revenue bonds are typically riskier investments than generic municipal products because the entire loan is backed by an individual project rather than the city itself. When investing in a muni, capital gains are tax exempt for local investor.
Power of Tax Exempt Imagine you pay $1,000 for a bond that pays 5% interest over 10 years. You will receive $25 every 6 months which totals $500 over 10 years. You will also receive $1,000 at maturity as the principal payment. Capital gains = money received - money invested, which is $500 ($1,500 - $1,000). If the bond is taxable you may owe the government up to 20% of your gains in taxes, which is $100, reducing your gain to just $400. The local investor however can avoid this additional fee, receiving the full $500 in exchange for the local investment.
Nutrition Facts Price: Par Issue Frequency: bi-annually Maturity: Medium Interest/Coupon Amount: Low - Medium Coupon Type: Zero Yield: Low - Medium Tax Status: Tax Exempt
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