🍃 Treasury Bill
TL,DR: Like lettuce, lacking substance Treasury Bills / Lettucelacking substanceshort lifespansafe and mildly nutritiousEatamology “T-Bills” or “Bills” for short refer to the hard copy form of these bonds, which looks very much like a dollar bill, and which was created by President Hoover at the start of the Great Depression to raise money for the government when tax income dropped dramatically. The Department of the Treasury, a division of the Executive Branch (which is controlled by POTUS),...
🚶Who are you?
TL,DR: Choose suitable investments based on your goals and risk tolerance. “Pete Townshend was conflicted because he feared The Who had sold out, and seeing The Sex Pistols, who were icons of rebellion, exacerbated him even more. Pete left that bar and passed out in a random doorway in Soho (a part of London). A policeman recognized him ("A policeman knew my name") and being kind, woke him and told him, "You can go sleep at home tonight (instead of a jail cell), if you can get up and walk awa...
☀️ ESG
TL,DR: ESG designations are labels meant to indicate ethical products ESG | Organic, Non-GMO, Ethically SourcedLike organic, non-gmo, and ethically sourced marketing labels, ESG labels are applied when a company allegedly meets regulatory standardsCan be related to the product itself, or associated impacts from the productEatamology “ESG” stands for environmental, social, and governance. It’s a broad and sometimes subjective label that attracts investors concerned about outcomes and ethics in...
Helping future investors understand finance and crypto using digestible analogies. I hope you brought your appetite. Not a financial advisor
🍃 Treasury Bill
TL,DR: Like lettuce, lacking substance Treasury Bills / Lettucelacking substanceshort lifespansafe and mildly nutritiousEatamology “T-Bills” or “Bills” for short refer to the hard copy form of these bonds, which looks very much like a dollar bill, and which was created by President Hoover at the start of the Great Depression to raise money for the government when tax income dropped dramatically. The Department of the Treasury, a division of the Executive Branch (which is controlled by POTUS),...
🚶Who are you?
TL,DR: Choose suitable investments based on your goals and risk tolerance. “Pete Townshend was conflicted because he feared The Who had sold out, and seeing The Sex Pistols, who were icons of rebellion, exacerbated him even more. Pete left that bar and passed out in a random doorway in Soho (a part of London). A policeman recognized him ("A policeman knew my name") and being kind, woke him and told him, "You can go sleep at home tonight (instead of a jail cell), if you can get up and walk awa...
☀️ ESG
TL,DR: ESG designations are labels meant to indicate ethical products ESG | Organic, Non-GMO, Ethically SourcedLike organic, non-gmo, and ethically sourced marketing labels, ESG labels are applied when a company allegedly meets regulatory standardsCan be related to the product itself, or associated impacts from the productEatamology “ESG” stands for environmental, social, and governance. It’s a broad and sometimes subjective label that attracts investors concerned about outcomes and ethics in...
Helping future investors understand finance and crypto using digestible analogies. I hope you brought your appetite. Not a financial advisor

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TL,DR: Master basic investing concepts to get started
The Unripe Peach / Investment Lifecycle
Investments work like an unripe peach. First you buy, then you wait, then you (hopefully) reap the rewards of waiting. The amount you spent to buy the products is called cost basis, calculated as the number of products purchased times the price of each product. If you end up with more money than you put in, this is called a capital gain, and if you end up with less, then you have a capital loss. Together, capital gains minus capital losses will determine overall earnings from investments, which once realized will be taxed or be tax deductible, depending on if the earnings are positive or negative.
Consuming a Product / Realizing a Gain or Loss
Realization reflects the moment of consumption-when you hopefully get money back from an investment. A realized gain occurs when you earn a profit from the sale of a financial product. A realized loss occurs when you lose money from the sale of a financial product. Buying a financial product may create unrealized gains or losses, but those are not relevant for tax purposes.
Starving / Risk of not investing
If you don’t eat, you will starve. If you don’t invest, you probably won’t starve immediately, but you never know what the future may hold. Given our economy’s propensity for inflation, not investing is often riskier than investing (see red line below).

TL,DR: Master basic investing concepts to get started
The Unripe Peach / Investment Lifecycle
Investments work like an unripe peach. First you buy, then you wait, then you (hopefully) reap the rewards of waiting. The amount you spent to buy the products is called cost basis, calculated as the number of products purchased times the price of each product. If you end up with more money than you put in, this is called a capital gain, and if you end up with less, then you have a capital loss. Together, capital gains minus capital losses will determine overall earnings from investments, which once realized will be taxed or be tax deductible, depending on if the earnings are positive or negative.
Consuming a Product / Realizing a Gain or Loss
Realization reflects the moment of consumption-when you hopefully get money back from an investment. A realized gain occurs when you earn a profit from the sale of a financial product. A realized loss occurs when you lose money from the sale of a financial product. Buying a financial product may create unrealized gains or losses, but those are not relevant for tax purposes.
Starving / Risk of not investing
If you don’t eat, you will starve. If you don’t invest, you probably won’t starve immediately, but you never know what the future may hold. Given our economy’s propensity for inflation, not investing is often riskier than investing (see red line below).

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