Morpho enters infrastructure mode with the Morpho Stack—the full suite of Morpho smart contracts—now deployed across multiple new chains including Polygon POS, Arbitrum, Optimism, Scroll, Ink, World Chain, and Fraxtal. This first wave of deployments marks the beginning of Morpho's multichain strategy. Upcoming deployment batches will prioritize chains with confirmed interest from curators and builders. Deployments under the multichain framework are infrastructure-only, meaning they won&a...

Morpho enters infrastructure mode with the Morpho Stack—the full suite of Morpho smart contracts—now deployed across multiple new chains including Polygon POS, Arbitrum, Optimism, Scroll, Ink, World Chain, and Fraxtal. This first wave of deployments marks the beginning of Morpho's multichain strategy. Upcoming deployment batches will prioritize chains with confirmed interest from curators and builders. Deployments under the multichain framework are infrastructure-only, meaning they won&a...

Today, Morpho Labs has released Bundler3, an open-source smart contract that enables externally-owned accounts (EOAs) to execute a sequence of arbitrary calls atomically, including actions requiring approvals or callbacks. Bundler3 can call protocols directly or through wrappers named "adapters” which are useful for performing atomic checks, manage slippage, and safely execute actions that require authorizations. This release includes a number of pre-built adapters, however, anyone can create...

Today, Morpho Labs has released Bundler3, an open-source smart contract that enables externally-owned accounts (EOAs) to execute a sequence of arbitrary calls atomically, including actions requiring approvals or callbacks. Bundler3 can call protocols directly or through wrappers named "adapters” which are useful for performing atomic checks, manage slippage, and safely execute actions that require authorizations. This release includes a number of pre-built adapters, however, anyone can create...

Today, Coinbase announced the launch of crypto-backed loans, a new onchain integration that allows customers to borrow USDC using their Bitcoin as collateral. We’re proud to see Coinbase integrate Morpho into their app and believe other fintech companies could greatly benefit from integrating with and offering DeFi services to their users. However, not all DeFi protocols meet the stringent security and compliance requirements of consumer-facing fintechs and institutions. DeFi has suffered mul...

Today, Coinbase announced the launch of crypto-backed loans, a new onchain integration that allows customers to borrow USDC using their Bitcoin as collateral. We’re proud to see Coinbase integrate Morpho into their app and believe other fintech companies could greatly benefit from integrating with and offering DeFi services to their users. However, not all DeFi protocols meet the stringent security and compliance requirements of consumer-facing fintechs and institutions. DeFi has suffered mul...

Today, Coinbase announced the launch of crypto-backed loans, powered by Morpho, enabling millions of users to get a USDC loan directly through Coinbase’s main app. This novel, fully onchain product combines Morpho’s highly efficient and open infrastructure with Coinbase's expertise in making crypto accessible to people worldwide. Gradually rolling out on the Coinbase app, customers now have a simple and secure way to borrow USDC against their BTC held on Coinbase, with plans to support m...

Today, Coinbase announced the launch of crypto-backed loans, powered by Morpho, enabling millions of users to get a USDC loan directly through Coinbase’s main app. This novel, fully onchain product combines Morpho’s highly efficient and open infrastructure with Coinbase's expertise in making crypto accessible to people worldwide. Gradually rolling out on the Coinbase app, customers now have a simple and secure way to borrow USDC against their BTC held on Coinbase, with plans to support m...

The Morpho DAO (”DAO”) has voted to enable the transferability of the MORPHO token, advancing Morpho’s mission to make financial infrastructure a public good. Since launching in June 2022, the DAO has progressively distributed ownership to the protocol’s users, strategic partners, risk curators, and other contributors aligned with Morpho's long-term vision. Now, by enabling token transferability, the Morpho DAO allows anyone to own and govern the Morpho network. As discussed by the commu...

The Morpho DAO (”DAO”) has voted to enable the transferability of the MORPHO token, advancing Morpho’s mission to make financial infrastructure a public good. Since launching in June 2022, the DAO has progressively distributed ownership to the protocol’s users, strategic partners, risk curators, and other contributors aligned with Morpho's long-term vision. Now, by enabling token transferability, the Morpho DAO allows anyone to own and govern the Morpho network. As discussed by the commu...

The views presented in this article reflect my personal opinions and research, and do not represent the official stance of the Morpho Association or any other organization. They are presented here for public feedback and for informational purposes. This is the first in a series of articles on decentralized governance, whose goal is to provide background on the problem space and ideas that the Morpho DAO can consider in its own model. I will first consider the challenges faced by governance, s...

The views presented in this article reflect my personal opinions and research, and do not represent the official stance of the Morpho Association or any other organization. They are presented here for public feedback and for informational purposes. This is the first in a series of articles on decentralized governance, whose goal is to provide background on the problem space and ideas that the Morpho DAO can consider in its own model. I will first consider the challenges faced by governance, s...

Morpho is pleased to announce it has secured $50M from Ribbit Capital and other strategic partners to enhance the network’s decentralization and support its mission to make financial infrastructure a public good. With this development, Morpho stands to benefit from a long list of industry leaders who not only share a vision of building finance like the early internet–via layered, open protocols–but will also actively contribute their expertise and resources to Morpho's growth and the net...

Morpho is pleased to announce it has secured $50M from Ribbit Capital and other strategic partners to enhance the network’s decentralization and support its mission to make financial infrastructure a public good. With this development, Morpho stands to benefit from a long list of industry leaders who not only share a vision of building finance like the early internet–via layered, open protocols–but will also actively contribute their expertise and resources to Morpho's growth and the net...

This article articulates Morpho's mission, serving as a guiding principle for its decentralizing DAO. It ensures contributions to Morpho remain focused on its overarching goals, rather than chasing fleeting trends.Why financial infrastructure should be a public goodFinancial infrastructures form the backbone of any economy. They are foundational systems where participants in multi-sided markets come together to settle financial operations. Yet, every layer of the financial infrastructure...

This article articulates Morpho's mission, serving as a guiding principle for its decentralizing DAO. It ensures contributions to Morpho remain focused on its overarching goals, rather than chasing fleeting trends.Why financial infrastructure should be a public goodFinancial infrastructures form the backbone of any economy. They are foundational systems where participants in multi-sided markets come together to settle financial operations. Yet, every layer of the financial infrastructure...

We’re excited to announce that SwissBorg, one of Europe’s leading fintech platforms for crypto, has used Morpho to launch a new USDC Earn product, simplifying access to decentralized finance (DeFi) for its users. This new offering will be seamlessly integrated into the SwissBorg app, providing users—who typically do not interact directly with blockchains—easy access to onchain yield opportunities.Customized Risk Profiles Powered by Morpho VaultsSwissBorg’s new USDC Earn product is powered by ...

We’re excited to announce that SwissBorg, one of Europe’s leading fintech platforms for crypto, has used Morpho to launch a new USDC Earn product, simplifying access to decentralized finance (DeFi) for its users. This new offering will be seamlessly integrated into the SwissBorg app, providing users—who typically do not interact directly with blockchains—easy access to onchain yield opportunities.Customized Risk Profiles Powered by Morpho VaultsSwissBorg’s new USDC Earn product is powered by ...

The Safe{Pass} x Morpho campaign has officially begun! Safe{Pass} is an exciting new activity program introduced by Safe to recognize and reward active Safe, both on Safe accounts and throughout the broader Safe ecosystem. For the next 6 weeks, users who deposit into a Morpho Vault on Ethereum from a Safe account will be eligible for additional MORPHO rewards and Safe points.Morpho & Safe AlignmentMorpho vaults can be seen as an Earn module that enhances the value proposition of Safe's s...

The Safe{Pass} x Morpho campaign has officially begun! Safe{Pass} is an exciting new activity program introduced by Safe to recognize and reward active Safe, both on Safe accounts and throughout the broader Safe ecosystem. For the next 6 weeks, users who deposit into a Morpho Vault on Ethereum from a Safe account will be eligible for additional MORPHO rewards and Safe points.Morpho & Safe AlignmentMorpho vaults can be seen as an Earn module that enhances the value proposition of Safe's s...

Starting today, Morpho users can borrow against cbBTC as collateral. Day one support for cbBTC (Coinbase Wrapped BTC) is possible because of Morpho’s permissionless architecture that allows anyone to safely deploy isolated markets for new assets. cbBTC is an ERC20 token that is backed 1:1 by Bitcoin (BTC) held by Coinbase. At launch, cbBTC will be supported on Base and Ethereum, with plans to support more chains. With cbBTC, Coinbase intends to increase economic freedom by giving users more w...

Starting today, Morpho users can borrow against cbBTC as collateral. Day one support for cbBTC (Coinbase Wrapped BTC) is possible because of Morpho’s permissionless architecture that allows anyone to safely deploy isolated markets for new assets. cbBTC is an ERC20 token that is backed 1:1 by Bitcoin (BTC) held by Coinbase. At launch, cbBTC will be supported on Base and Ethereum, with plans to support more chains. With cbBTC, Coinbase intends to increase economic freedom by giving users more w...

Introducing Morpho Vaults 1.1Today, we’re announcing Morpho Vaults 1.1, an improvement to the widely adopted Morpho Vaults 1.0 that has become a staple of the DeFi ecosystem. This latest version retains the same core functionality of Morpho Vaults 1.0 while removing automated bad debt realization at the vault level, enabling greater adaptability for a broader range of integrations and use cases. In addition, Morpho Vaults 1.1 introduces several quality-of-life improvements for Morpho curators...

Introducing Morpho Vaults 1.1Today, we’re announcing Morpho Vaults 1.1, an improvement to the widely adopted Morpho Vaults 1.0 that has become a staple of the DeFi ecosystem. This latest version retains the same core functionality of Morpho Vaults 1.0 while removing automated bad debt realization at the vault level, enabling greater adaptability for a broader range of integrations and use cases. In addition, Morpho Vaults 1.1 introduces several quality-of-life improvements for Morpho curators...