Pulse is a smart wallet built on three principles: Safe, Easy, and Fun.

Safe — Pulse removes the biggest risks in crypto. There are no seed phrases to write down and no private keys that can leak. User credentials stay inside the device's secure hardware (Face ID, Touch ID, secure enclaves) and never leave it. This makes common attacks like phishing, SIM swaps, and key extraction essentially irrelevant.

Easy — Creating a wallet takes seconds. Logging in is a single biometric action. There is no setup friction, no 24-word phrase to memorize, and no complicated key management. Users don't even need to hold ETH or other native tokens to transact — gas fees can be paid with $PULSE Points. Pulse behaves like a modern app, not a traditional crypto wallet.

Fun — User activity matters. Every transaction, social interaction, and piece of content contributes to the user's Pulse Credit Score. A higher credit score unlocks larger rewards, exclusive access, stronger decision power, and real-world benefits. Engagement becomes genuinely rewarding.

Pulse achieves these through two core pillars:

• Passkey Technology — Built on Account Abstraction (ERC-4337) and  Passkeys (WebAuthn), Pulse creates smart contract wallets that are both more secure and more intuitive than legacy wallets.

• The Credit System — On-chain behavior is measured, scored, and rewarded. The result is portable reputation that follows users across Web3 and into real-world partnerships.

The outcome is simple: a wallet where strong security does not add friction, and where being an active participant genuinely pays off.

The Security & Usability Tradeoff

Traditional crypto wallets, such as Externally Owned Account wallets ("EOA wallets"), force users to choose between safety and convenience, and this creates real-world issues:

Seed phrase anxiety. Users must protect 12–24 random words ("seed phrase") that represent their entire account. If they lose the phrase, the wallet will be unrecoverable. If they write it down incorrectly, store it in the wrong place, or forget where it is, the result will be the same: permanent loss.

Private key exposure. In most wallets, private keys are stored in environments that can be targeted by malware, fake browser extensions, phishing sites, SIM swaps, or social engineering. If the key is compromised, the entire wallet will be compromised. There is no safety net.

Confusing onboarding. New users must understand basic concepts including key generation, seed backups, gas fees, network switching, and multiple addresses before onboarding. Many people give up halfway before they ever make a transaction.

No recovery options. Web2 users expect password resets and account recovery. In Web3, one mistake can mean irreversible loss. There is no support desk, no appeal process, and no safety mechanism beyond the user's own habits.

On top of this, EOA wallets cannot verify whether a signing request comes from the correct domain. This makes phishing one of the most common causes of loss in Web3, even among experienced users.

The Reputation & Value Problem

Even when users manage to navigate the security and onboarding challenges, crypto wallets today remain passive in the way that meaningful engagement or contribution is not recognized.

No reward for good behavior. Users who help communities grow, create valuable content, or engage responsibly are treated the same as users who do nothing. Wallets have no way to acknowledge or reward positive participation.

Non-portable reputation. Each time a user joins a new platform or blockchain, they start from zero. Trust built over months or years in one ecosystem carries no weight elsewhere. This resets the user reputation journey over and over again.

Misaligned incentives. Without visible reputation or accountability, communities struggle to encourage constructive participation. Good actors and bad actors look identical on chain. This makes it difficult for ecosystems to maintain quality, trust, and long-term alignment.

Pulse tackles the fundamental limitations of today’s crypto wallets — security & usability and reputation & value — through a unified, user-centric approach. Rather than forcing users to choose between safety and convenience or leaving engagement unrewarded, Pulse transforms the crypto wallet into a secure, intuitive, and meaningful hub for all activities.

Pillar 1: Passkey Technology

Pulse replaces seed phrases and private keys with passkey authentication built on Account Abstraction. This removes the traditional security–usability tradeoff and gives users a safer foundation without adding friction.

What Passkey Technology enables:

• device-bound credentials secured by biometrics

• no seed phrases to manage, lose, or store

• smart contract wallets with recovery options and programmable security policies

Compared to traditional EOA wallets, which require users to manage sensitive private keys, and Multi-Party Computation wallets ("MPC wallets"), which have high operational complexity by splitting keys across multiple parties, smart contract wallets with Passkey Technology provide a unique balance: strong local security, seamless user experience, and fully programmable smart contract functionality.

Pillar 2: The Credit System

Pulse recognize user's on-chain behavior as visible reputation with tangible value. Every action contributes to user's credit score, which directly affects the value that user receives.

What a higher credit score unlocks:

• larger airdrops token rewards periodically

• access to exclusive features

• more recognition and incentives for constructive behavior, promoting a healthier ecosystem

• portable reputation that travels across Web3 and into real-world partnerships

• signing tied to the correct domain, which prevents phishing attempts

By turning reputation into tangible value, Pulse transforms the crypto wallet from a passive tool into a central part of a user’s identity — where every action is meaningful, and participation is genuinely rewarding.

With Passkey Technology and the Credit System, Pulse delivers a wallet that is secure, intuitive, and rewarding. Users no longer sacrifice safety for convenience, and their actions are recognized, valued, and portable across chains and platforms.

The Pulse Wallet is the foundation of the entire Pulse ecosystem. It empowers users with convenience, simplicity, and power — without ever compromising safety.

Below is how legacy traditional crypto wallets being compared to Pulse Wallet across the areas where users struggle the most.

Pulse uses Passkeys (WebAuthn) combined with Account Abstraction (ERC-4337) to fundamentally change how crypto wallets work.

What are Passkeys?

Passkeys (WebAuthn) are cryptographic credentials secured inside the device's hardware, the same secure enclave used for Face ID and Touch ID. Because the key material never leaves the device, it cannot be copied, extracted, or phished.

• Device-bound security: Private key material is stored in hardware-protected secure enclaves (FaceID/TouchID Secure Enclave, iCloud Keychain, Google Password Manager)

• Biometric authentication: Access requires a fingerprint or face — something only the user has

• Unphishable by design: Passkeys are domain-bound. A fake website cannot intercept credentials.

• Cross-device access: Passkeys sync securely across devices, making Pulse accessible anywhere

What is Account Abstraction?

Account Abstraction (ERC-4337) allows Pulse to create smart contract wallets instead of traditional EOA wallets. This unlocks features that were previously impossible:

• Seed-less recovery: Recover wallets through social recovery, trusted contacts, or time-locked mechanisms — no seed phrase required

• Multisig and 2FA-style security: Require multiple approvals for high-value transactions

• Spending limits and risk controls: Set daily limits, whitelist addresses, add cooling-off periods

• Sponsored transactions: Gas fees can be covered by the protocol or paid in tokens other than ETH

• Batch execution: Combine multiple operations into a single transaction

• Automated actions: Schedule transactions, set up recurring payments

The Pulse Wallet is created from the user's passkey public key. Authentication is a biometric tap. Private keys never leave the device. And users get the advanced features of a smart contract wallet without encountering any traditional complexity.

Core Features of Pulse Wallet

The Pulse Credit System constitutes the foundational infrastructure of the Pulse ecosystem, functioning as a quantitative and dynamic measurement of user reliability and engagement. In Pulse, every user action counts: constructive behaviors will be rewarded, while negative behaviors will be discouraged. The Pulse Credit System integrates multiple behavioral and transactional dimensions — including economic behaviors, social interactions, content creations — to establish a comprehensive credit system. This framework is designed to incentivize constructive participation, reinforce trust among participants, enhance long-term user retention, and ensure the sustainable stability of the token economy.

Pulse Credit is a dynamic score that reflects how reliable, engaged, and constructive a user is across the Pulse ecosystem. It is not fixed. It evolves as user activity evolves.

Every user action counts:

• Gaining credit from constructive behaviors

• Losing credit from negative behaviors

• More credit from recent activity than old activity

• Long-term commitment is recognized and rewarded

The Pulse Credit Score ("PCS") serves as the platform reward multiplier — it determines each user's share of periodic reward distributions and influences access to advanced platform features.

Before building Pulse Credit, users mint a Pulse Soul Pass ("PSP") — a decentralized identity credential authenticated through Decentralized Identifier ("DID") verification.

Upon successful verification, each user is assigned an initial credit seed — a baseline score that serves as the foundation for subsequent growth. The earlier users mint their PSP, the more it contributes to long-term credit, rewarding early adopters and sustained commitment.

Credit accumulates across four key dimensions:

5.1 Social Integrity

Social engagement demonstrates reliability and community value.

5.2 Content Creation

High-quality content builds credit and earns rewards.

5.3 Economic Behavior

Economic activity demonstrates financial engagement and responsibility.

5.4 Staking Incentive

Long-term commitment through staking boosts credit.

Benefits are unlocked based on the level of Pulse Credit:

Access & Privileges

• Standard level: Basic wallet features, standard reward share

• Higher level: Advanced functions, access to new features, governance participation

• High level: Exclusive credit-based services — credit loans, crypto cards, Pulse Smartphones

• Top level: Partner platform memberships, priority access, real-world benefits

Token Advantages

• The more PCS, the larger share of periodic $PULSE Point airdrops (daily or weekly)

• The higher Pulse Credit, the larger airdrop amounts received

• Points can be exchanged for Native Token at dynamic rates based on ecosystem activity

Governance Participation

• Proportional voting power to PCS on governance decisions

• Influence credit model parameters, rules, and reward policies

• Shape the future of the Pulse ecosystem

Portable Reputation

• Pulse Credit anchored on DID and verifiable on-chain credentials

• Functions as "Web3 reputation capital" across blockchains and ecosystems

• Benefits with financial providers, payment platforms, device manufacturers, and consumer brands, etc. will be unlocked

PCS Calculation

PCS is calculated as a weighted sum across all 5 dimensions:

Total PCS = (A% × effective Social Integrity score) + (B% × effective Content Creation score) + (C% × effective Economic Behavior score) + (D% × effective Staking Incentive score) - Misconduct Offset

Where:

• A% + B% + C% + D% = 100%

• Each component score is derived from user activities within the 4 key dimensions outlined above

• The weighting coefficients A% through D% are dynamically adjustable based on Pulse ecosystem's development needs, user behavior patterns, platform growth stages, and strategic priorities

Misconduct Offset

While constructive participation increases Pulse Credit, actions that undermine ecosystem integrity may result in deductions. These include manipulation attempts, abusive interactions, spam, and other behaviors that negatively affect community health.

The deduction mechanism evaluates patterns, frequency, and severity rather than applying rigid rules. Persistent misconduct leads to stronger penalties; isolated or minor issues have limited impact. This ensures the Pulse Credit System remains fair, resilient, and aligned with long-term community trust.

Time Dynamics

Pulse Credit changes over time. Pulse uses two mechanisms to ensure that the tangible value of reputation reflects both freshness and longevity.

Credit Decay

Recent activity matters more. Past activities gradually lose weight over time:

Effective Credit (t) = Initial Credit × e^(−λt)

Where:

• t = time elapsed since the activity (in days)

• λ = decay coefficient (adjustable by ecosystem policy)

• e = Euler's number

This keeps PCS dynamic, emphasizing current engagement while naturally diminishing the impact of distant past activity.

PSP Growth

PSP credit behaves inversely — it gains weight over time as the PSP matures, symbolizing sustained identity credibility and trust accumulation:

Effective PSP Credit (t) = Initial Credit × (1 + μt)

Where:

• t = time elapsed since minting (in days)

• μ = growth coefficient

The earlier users mint their PSP, the more valuable it becomes, rewarding long-term identity commitment and reinforcing trust within the Pulse ecosystem.

Pulse uses a dual-token model designed to encourage participation, support governance, and create long-term economic value for committed users.

This dual-token model ensures that:

• Daily engagement is consistently rewarded ($PULSE Points)

• Commitment to the Pulse ecosystem brings more long-term value (Native Token)

• Governance power reflects actual contribution, not just purchase

$PULSE Points are the participation currency of the Pulse ecosystem. They can be earned through daily actions such as posting, engaging, completing missions, inviting users, transacting, voting, and contributing to platform growth.

• Non-transferable (cannot be traded between users)

• Earned only through user behavior

• Can be redeemed for the Native Token

• Designed to be spent regularly so that points are circulating instead of being hoarded

To keep the economy healthy, points must have meaningful uses. Pulse offers a number of spending sinks that keep the flow circular:

The Native Token is the ecosystem's governance and transactional cornerstone. Acquired by exchanging $PULSE Points, it empowers users to participate in decentralized governance, cover gas fees on the Pulse Chain, and pay trading fees. As a transferable asset, the Native Token facilitates seamless value exchange and incentivizes active involvement.

• Transferable (can be traded, sent, received between users)

• Acquired by exchanging $PULSE Points (or external acquisition)

• Exchange ratio between $PULSE Points and Native Token is dynamically adjusted according to ecosystem activity and supply-demand balance, ensuring Native Token's fair value and sustainable growth

Pulse’s token system creates a circular loop:

Participate → Earn $PULSE Points → Convert to Native Tokens → Stake for Credit → Earn More Rewards → Participate More

Together, these components form a cohesive value layer that drives participation, utility, and governance across the ecosystem. $PULSE Points incentivize user engagement and unlock platform functionalities, while the Native Token represents real economic value, powers governance, and facilitates seamless on-chain operations. The Pulse Credit System transforms user behavior into account influence, anchoring long-term alignment and ensuring a fair, sustainable system for all participants. 

The Social Layer turns everyday interactions into measurable on-chain value through a decentralized social mining system.

Every user interaction contributes to the on-chain social graphics and influences the PCS. High-quality interactions are rewarded while low-quality interactions are discouraged — the community naturally regulates itself through shared incentives.

Content Creation ("Casts")

• Post content — Share thoughts, insights, updates

• Discover & promote — Find valuable casts and amplify them

• Earn recognition — Exceptional content becomes a "Winning Cast"

Social Interactions

Social activity strengthens PCS through consistent engagement, helpful feedback, creative contributions, and support for a healthy ecosystem. The Social Layer ensures that meaningful interactions translate directly into both economic rewards and reputational growth.

As the ecosystem grows, Pulse will launch its own high-performance Layer 2 blockchain: Pulse Chain.

• On-chain credit scores and social graphics require high throughput

• Privacy-preserving transactions need specialized infrastructure

• Ecosystem sovereignty enables independent evolution and value capture

• Trust and Data Backbone: Secure, verifiable storage for points, credit scores, and social data

• Settlement Layer: All token flows and reward distributions execute natively on Pulse Chain

• Project Incubation: High-performance environment for onboarding third-party projects

• Future Foundation: Full EVM compatibility supports DApps, DeFi, and cross-chain integrations

• Ecosystem Sovereignty: Pulse transforms from a single application into a self-governing ecosystem

Pulse is building a wallet that is safe, easy, and fun — enabling a decentralized social economy where identity, credit, and value seamlessly converge. Anchored by passkey-based and passwordless authentication, Pulse establishes a robust security foundation that underpins the entire ecosystem. Built on this foundation, the transparent and verifiable reputation layer drives participation and growth: every action matters, every interaction leaves a trace, and every contribution strengthens a user’s credit.

By transforming credit into a universal reputation standard, Pulse enables users to carry their credibility across ecosystems, blockchains, and even into real-world applications — seamlessly connecting decentralized finance, social interactions, and digital identity.  Through the fusion of identity, credit, security, and community, Pulse is shaping a future where users truly own their reputation, rewards, and digital assets.

Pulse is more than a wallet — it is a living social network of credit, trust, and value.