I recently wrote for Blockworks that the future of the blockchain is one in which the next billion crypto users (the first billion, as today blockchain has only been used by about 100 million people) won’t hold bitcoin, ethereum or any other fungible tokens. Consumers will have no reason to have a Coinbase account, nor a MetaMask wallet. Any tokens in their “wallet” will be accessed by signing into an account with their email address. They’ll use fiat to purchase these tokens, and that fiat w...