Before we fully embrace cryptocurrencies, most people operate with a fiat currency mindset. In the eyes of the average person in the traditional fiat system, saving means earning fiat and depositing it in the bank, financial planning means investing in low-risk funds, trading stocks is a form of investment, and holding Bitcoin is viewed as investing in a high-risk asset. This is how we often frame the conversation to make it understandable to those with a fiat-centric perspective. The concept...