Morpho Blue is more flexible than any other lending protocol, with the ability to select any collateral asset, loan asset, liquidation LTV (LLTV), interest rate model (IRM), and oracle at market creation. On Morpho Blue, as with any over-collateralized lending protocol, high-quality pricing is key. The LLTV must have a sufficient buffer so liquidators can liquidate unhealthy positions to avoid bad debt. The reliability of the oracle to provide accurate pricing of an asset impacts LLTV. A high...